1. Introduction
These Terms & Conditions (“Terms”) govern the relationship between Modal Assets (“the Platform”, “we”, “us”, or “our”) and any individual or entity (“the Investor”, “you”, or “your”) who participates in or engages with investment opportunities made available through Modal Assets.
By accessing, participating in, or maintaining an investment relationship with Modal Assets, you acknowledge that you have read, understood, and agreed to be bound by these Terms, together with all applicable Risk Disclosures and related policies.
If you do not agree with these Terms, you should not participate in any investment activity offered by Modal Assets.
2. Nature of Investment Activities
Modal Assets provides structured investment opportunities based on internal capital management strategies, market analysis, and risk-controlled deployment of funds. Participation does not constitute a bank deposit, savings account, or guaranteed financial product.
All investments made through Modal Assets involve exposure to market risk, operational risk, and other factors beyond our control. Returns, where generated, are variable and dependent on market conditions, strategy performance, and risk management decisions.
Modal Assets does not offer guaranteed profits, fixed returns, or risk-free investment products.
3. No Investment Advice
Any information provided by Modal Assets, whether written, verbal, or digital, is for informational purposes only and does not constitute financial, legal, tax, or investment advice.
You acknowledge that:
- You are solely responsible for assessing the suitability of any investment
- You understand the risks involved
- You have made your investment decision independently or with advice from your own professional advisers
Modal Assets does not act as your financial adviser or fiduciary.
4. Risk Disclosure
Investing through Modal Assets involves risk, including but not limited to:
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Partial or total loss of invested capital
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Market volatility and price fluctuations
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Liquidity constraints
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Operational or execution risk
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Regulatory or external market changes
Past performance, if referenced, is not indicative of future results.
You acknowledge and accept that:
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Investment values may rise or fall
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Returns are not guaranteed
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Capital preservation cannot be assured
You should only invest funds that you can afford to lose without impacting your financial stability.
5. Capital Management and Allocation
Funds invested through Modal Assets are allocated according to internal investment strategies and capital management frameworks. These strategies may change over time in response to market conditions, performance assessments, or risk considerations.
Modal Assets retains discretion over:
- How capital is deployed
- How risk is managed
- When positions are adjusted, reduced, or exited
Such decisions are made with the objective of protecting capital integrity and long-term sustainability but do not guarantee positive outcomes.
6. Reviews, Monitoring, and Oversight
Investment activities are subject to periodic review, which may include automated assessments, manual evaluations, or both. These reviews are conducted to monitor performance, risk exposure, and operational alignment.
Modal Assets reserves the right to:
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Pause or adjust investment activity
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Conduct additional reviews when required
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Delay actions where risk or compliance considerations arise
Reviews do not imply approval, guarantee, or confirmation of performance.
7. Withdrawals and Processing
Withdrawal requests are subject to internal review and processing procedures designed to ensure responsible capital management and platform stability.
You acknowledge that:
- Withdrawals may not be immediate
- Processing times may vary
- Certain conditions or reviews may apply before funds are released
Modal Assets may delay or decline a withdrawal request where doing so is necessary to comply with internal controls, risk management standards, or applicable requirements.
8. Suspension, Restriction, or Termination
Modal Assets reserves the right to suspend, restrict, or terminate an investment relationship at its discretion where:
- There is suspected misuse or irregular activity
- Risk thresholds are breached
- Compliance or operational concerns arise
- Continued participation poses risk to the platform or other investors
Such actions are taken to protect platform integrity and are not indicative of wrongdoing unless explicitly stated.
9. Limitation of Liability
To the maximum extent permitted by law, Modal Assets shall not be liable for:
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Investment losses
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Market-related downturns
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Indirect or consequential damages
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Delays caused by reviews or operational processes
Participation is undertaken entirely at your own risk.
10. Amendments to Terms
Modal Assets reserves the right to amend these Terms at any time. Updated Terms will take effect upon publication on the platform or through official communication channels.
Continued participation after amendments constitutes acceptance of the revised Terms.
11. Governing Principles
These Terms are governed by principles of responsible investment management, transparency, and risk awareness. Modal Assets operates under internal policies designed to maintain professional standards and sustainable operations.
12. Contact and Official Communication
All official communication regarding investments, account matters, or platform updates should be conducted through authorised Modal Assets channels.
Final Acknowledgement
By participating in any investment activity with Modal Assets, you confirm that you understand the nature of investment risk, accept the absence of guaranteed returns, and agree to be bound by these Terms & Conditions in full.
Contact Information
For questions regarding these Terms & Conditions, please contact: